Company name: Adamjee Insurance Company Limited.
Head Office & Registered Office
Address 6th Floor, Adamjee House,
I.I. Chundrigar Road,
Karachi – 74000
Pakistan
Telephone 0092 21 2412623
Facsimile 0092 21 2412627
Email info@adamjeeinsurance.com
URL: http://www.adamjeeinsurance.com
Description:Adamjee Insurance Company Limited (AICL) was incorporated as a Public Limited Company on September 28, 1960 and is listed on all three stock exchanges of Pakistan. The Company is also registered with the Central Depository Company of Pakistan Limited (CDC) and is involved in the business of general insurance.
The Company commenced operations with a Paid-up Capital of Rs. 2.5 million, which has grown phenomenally in the past 5 decades. As of 2008 the Paid-up Capital of the Company is Rs. 1.022 billion, which is the highest amongst all the General Insurance companies in Pakistan. AICL enjoys a competitive edge in the insurance industry due to its strong assetbase, paid-up capital, substantial reserves, balanced portfolio mix and steady growth in gross premium. AICL broadly is involved in underwriting the following classes of businesses: Fire and Property , Engineering , Health , Marine , Motor , Miscellaneous business. The diversity of AICL's portfolio allows the Company to be the insurer of choice, for an array of clients and needs. Whilst expanding our customer base, AICL dedicates as much effort in maintaining the highest level of customer satisfaction. Its cornerstone philosophy is to provide premium quality service along with forwarding the maximum benefit to its clients. This commitment is exhibited in the importance AICL places on excellence, integrity and ethical behavior. These values foster confidence, especially in our clients for whom security is imperative. The high level of confidence AICL inspires is evident in the number of banking and financial sector clients that AICL insures. In addition AICL insures sensitive Petrochemical and complex Industrial Risk projects of great value. AICL specializes in insuring Engineering and Telecom concerns, whereby it has secured the greatest share of clients in those sectors. On the other end of the spectrum, AICL services the primary industries of Pakistan by covering several Cement Factories, as well as numerous Textile and Sugar Mills. Assuming the role of a leader in Pakistan's Insurance Industry, AICL pioneered the coverage of Energy Risks. AICL has also secured the business of Foreign Concerns entering Pakistan to execute and assemble construction or infrastructure development projects. AICL is the principal insurer of Kidnap & Ransom, Professional Indemnity, Product Liability and other specialized lines in Pakistan.

Company name: State Life Insurance Corporation
Address: State Life Insurance Corporation of Pakistan
Room # 2-H, State Life Building State Life # 4,
Shahrah-e-Liaqat, Near Sindh Madrasa,
Karachi, Pakistan.
Tel : 0092-21-99217077 - 32426064
Fax : 0092-21-32426064
E-mail: areamanager@statelifemarketing.com
URL: http://www.statelifemarketing.com
Description: State Life Insurance Corporation is a Government owned corporation established by the Nationalization Order 1972. The major function of the corporation is to carry out the life insurance business. The policies issued by the corporation are guaranteed as to payment in cash by the Federal Government, under Article 35 of the Life Insurance (Nationalization ) Order, 1972.
So State Life Insurance Policy is the only life insurance investment in Pakistan which is not only backed by the richest Government owned corporation but also by the Federal Government of Pakistan under Article 35 of the life insurance (Nationalization) Order, 1972.

EFU Life is the first life insurance company in Pakistan to be awarded the ISO 9001:2008 certification, and also the only life insurance company to have an "Insurer Financial Strength" rating which is currently AA-, Outlook: Stable, by JCR-VIS, an affiliate of Japan Credit Rating agency.Today, EFU Life continues to be the largest private sector life insurance company in Pakistan. In 2009, EFU Life’s gross premium was over Rs. 7 billion. The Company enjoys a market share of over 58% of the private sector life premium income (excluding single premium).EFU Life has a comprehensive range of products which has been developed after extensive research of financial services in western countries such as the United Kingdom. These products are designed to meet the varying needs of EFU Life’s clients and offer the best in financial services. EFU Life is the pioneer in introducing the following products and features in Pakistan.
Unit-linked products
Critical Illness Products
Education Planning Product
Inflation Protection Benefit
Pension Plans
Islamic Fund Products
EFU Life’s product range is the most competitive in the market in terms of value for money. The Company continuously reviews its product range to ensure that it remains at the leading edge.

Company name: Askari General Insurance Company Limited
address: 4th Floor, AWT Plaza, The Mall,
Rawalpindi,
Pakistan.
Tel: 0092 51 9272425-7
Fax: 0092 51 9272424
info@agico.com.pk
URL: http://www.agico.com.pk
Description: Askari general insurance company limited (agico) was incorporated in 1995 as a public limited company and is quoted on all the three stock exchanges of Pakistan. It commenced its business in the same year and since then has by the grace of Allah maintained a steady growth. Agico is sponsored by the Army Welfare Trust (AWT) which is engaged in the business of finance, banking and production of consumer goods and services. The AWT has as many as 23 different companies working under its fold and most of these are quoted on the country’s stock exchanges. Agico is one of the leading companies of this Trust and is rapidly growing to become a market leader in insurance sector of the country. Besides providing the traditional coverage like marine, motor and fire, askari general insurance also has the capacity to offer specialized coverage on various engineering risks. It is a pioneer and a market leader in its own right in health insurance and constantly exploring avenues to offer protection in areas yet unexplored by other companies. With the grace of Allah the consistent progressive journey which started in the year 1995 is continuing. The Company is readily accessible in all areas of the country due to the presence of a large network of branches. The trust which our clients have in us is evident from the fact that the Company has maintained its growth even in times when all the economic activities are at the lowest ebb. In view of this stable performance the company as been adjudged by the some leading national and international financial rating companies as “the company of future”. askari general insurance has the commitment and the capacity to transform its promise into a reality.

Company name: Allianz EFU Health Insurance
Address: D-136, Block-4 KDA Scheme-5
Clifton Karachi-75600, Pakistan Phone: 0092-21) 111-Health (111-432584)
Fax: 0092-21) 3586-4020, 3586-0403
URL: http://www.allianzefu.com/
Email: marketing@allianzefu.com
Description:Allianz EFU is Pakistan's First and only specialized health insurance company. It is a joint venture of Pakistan's largest insurance group, EFU with Allianz SE which is one of the largest composite insurers in the world with active presence across the globe.Allianz Group is one of the largest composite insurers in the world.
"AA" claims paying rating from Standard & Poors.
Annual Premium Income exceeding €101 Billion.
Assets Under Management in excess of € 1 Trillion.
Active presence in more than 70 countries. EFU is one of the largest insurance group in Pakistan covering life, health and general insurance. EFU Group's annual revenues are over PKR 14.5 Billion. Active presence in this region for over 75 years. Together, our financial stability and experience in serving all of our client's insurance needs form the basis of our customer oriented philosophy. Allianz EFU is currently the largest health insurance company in Pakistan in terms of annual premium income, the number of corporate clients and the number of insured lives.

Company name: ACE Insurance Limited
Address: National Insurance Corporation Bldg.,
6th Floor, Abbasi Shaheed Road,
Off Sharea Faisal, Karachi.
Pakistan.
Tel: 0092 21 568 7294 / 7295
Fax: 0092 21 568 3935
Eemail: pakistan@acegroup.com
Website: http://www.ace-mena.com
Description: ACE MENA Regional Office was established in 2006. Headquartered in Bahrain, the Regional Office coordinates the activities of the ACE group’s property and casualty businesses in the Middle East & North Africa and provides specialist technical support. The MENA region is currently undergoing rapid growth and ACE’s expertise in Energy, Construction, Financial Lines, Property, Marine and Liability insurance provision, as well as our market-leading Accident & Health practice, means that we are well-placed to service the needs of clients and brokers. ACE can trace a history in the region going back to 1948 when the current Pakistan operation first started business as a branch of Home Insurance. Similarly, our joint venture company in Saudi Arabia, ACE Arabia, can trace its roots to 1974. Building on this long heritage of serving local insurance markets, ACE MENA aims to develop new markets and bring innovative and tailored risk management solutions to the region, fulfilling our promise of ‘Insuring Progress’.

Company name: Alpha Insurance Company LTD.
address: 2nd Floor, Building No. 1-B,
State Life Square,
Off I.I. Chundrigar Road,
Karachi-74000 , Pakistan
Telephone:0092-21) 32416041-45
Fax No: Managing Director's Office:0092-21) 32419968
Underwriting & Claims Department: 0092-21) 32422478
Finance & Information Technology Department: (92-21) 32422479
E-mail : info@alphainsurance.com.pk
Website: www.alphainsurance.com.pk
Description: Alpha Insurance Company Ltd., is a subsidiary of State Life Insurance Corporation of Pakistan which owns over 92% of its Share holdings. Chairman State Life is also the Chairman of Alpha, its Managing Director/Chief Executive Officer (CEO) and members of the Board of Directors are nominees of State Life. The Company underwrites all classes of general insurance business and is a member of Insurance Association of Pakistan. The Company was incorporated in 1951 and is one of the oldest and sound insurance companies operating in Pakistan. It has a rich heritage with famous names like Mr. Yousuf A. Haroon ex-Governor West Pakistan, Mr. (Justice) H.B. Tayabji and Mr. Y.N. Chinoy leading the Company as Chairman in the past. The late Mr. Sheikh Mujeeb-ur-Rehman also remained associated with the Company before separation of East Pakistan. After nationalization of life insurance business in 1972, the Company became a subsidiary of State Life, and was headed by the late Mr. H.U. Baig as Chairman. The Company enjoys good reputation for providing excellent service to its clients with prompt settlement of claims. JCR-VIS, Credit Rating Company Limited has graded the Insurance Financial Strength (IFC) rating of the Company as “A” and the paid up capital of the Company is Rs.303.6 million. Alpha has excellent Re-insurance Treaty arrangements with reputed world class Re-insurers M/s Mitsui Sumitomo, M/s Mapfre Re and M/s Pakistan Reinsurance Company Ltd., carrying “AA” rating. Alpha is also ISO-9001 Certified.

Company name: Asia Insurance Company Limited.
Address: AsiaCare Health & Life Insurance Company Ltd.
15-C & 17-C, 2nd Floor, Zamzama 5th
Commercial Lane DHA Phase 5
Karachi Pakistan.
Phone: 0092-21-5302066-68
Fax: 0092-21-5302072-75
UAN No: 111-272-273
website: http://asiacare.net
Description: AsiaCare Health & Life Insurance Company Limited is Pakistan's first dedicated managed care health insurer. The company is launching innovative health insurance products in the Pakistani market based on the international "Managed Care" model with local adaptations. In Pakistan, AsiaCare is a wholly-owned subsidiary of an American based organization. Our mandate is to operate health insurance systems and to foster health insurance businesses in the region. AsiaCare is adequately capitalized as a business and is strongly positioned to address the healthcare needs of the region. To gain prominence as the industry leader in health maintenance; to ensure wider, easier, and more affordable coverage of healthcare services; and to impact the practice of medicine in ways that enable better health management systems. To be the first choice for affordable quality health care; excelling in every aspect of our business and in delivering our obligation as a good corporate citizen. We intend to inform, inspire and empower our clients by offering health related services and expertise based on the latest managed health care concepts and technology, while building value for our shareholders and providing an excellent work environment for our employees. In discharging our responsibilities, we do not take professional or ethical shortcuts. Our interactions with all segments of society must reflect high standards of good governance. Integrity, constructive self-criticism, continual self-improvement, and mutual respect. We will take on challenging tasks and take pride in seeing them through. We are responsible to our customers, to employees, to the environments we inhabit, and to the societies we serve. Attract, develop, retain and reward the best talent to take on leadership roles in the Health care industry.

Company name: East West Insurance Co. Limited.
Address: 410-414, EFU House, M.A. Jinnah Road, Karachi.
Tel:0092-21) 32313304-11 Fax:0092-21) 32310851
Email:info@easewestinsurance.com.pk
Web:www.easewestinsurance.com.pk
Description: East West Insurance Company Limited appeared on the horizon of Insurance Industry in Pakistan in 1983,Fouded by late Mr. Unus Khan woh was its first Chairman.Over the years the Company, with the helf of its management and diligent staff, has successfully accomplished the assential task of gaining the good will and confidence of its policyholders as one of the leading insurance Companies with a vast network of brances all over the country. Besides transacting traditional Insurance business like Fire, Marine & Motor, East West Insurnace underwrites specialized portpolios for which it has created specialilzed divisions within the company namely,Engineering,Crops & Livestocks divisions.The Company business is thus well diversified and privides coverage to a wide range of Agricultural and commercial business activities. Quality Services, Innovative Solutions and comprehensive risk cover .Developing a Culture based upon the 'philosophy'of absolute Customer focus, by providing quality service, innovative product and comprehensive risk cover. Long term commitment to our valued clients, Commitment for the growth of organization in an increasingly competitive environment through effective utilization of Information Technology, prompt service to customers, Effective Human Resource Management and Maximization of profit.

Company name: New Hampshire Insurance Company
Address: No.2, Regency Arcade Ground Floor, The Mall,
Faisalabad, Pakistan
Phone: 009241-111111244 / 2647724
Fax: 009241-2647725
Description: Head Office
7th Floor, Dawood Centre,
M.T. Khan Road, Karachi-75530
Tel: 0092-21-111-111-244
Fax: 0092-21-35634022-23
website: http://www.chartisinsurance.com
Description: New Hampshire Insurance Company (Pakistan Branch) is part of Chartis, Chartis serves more than 45 million clients in over 160 countries and jurisdictions. It had a combined statutory surplus of $32.1 billion worldwide at year-end 2008. The Pakistan Branch of New Hampshire Insurance Company (Pakistan Branch) has been in operation since 1949. New Hampshire has established itself as a leading reliable international insurer with strong financial strength. Our underwriting expertise and discipline have remained at the core of our culture. Our clients include some of the largest names in commerce and industry. Small and medium sized enterprises and individuals equally trust us along with a host of retail customers. Our principal office is in Karachi with branch offices in Lahore, Islamabad, Faisalabad and Sialkot. Chartis is a world leading property-casualty and general insurance organization serving more than 45 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry's most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. Chartis is the marketing name for the worldwide property-casualty and general insurance operations of Chartis Inc. At Chartis, we take on our clients’ challenges and goals. Whether the need is as fundamental as insuring a first home or as complex as providing environmental coverage, our priority is providing clients with the confidence they need to prosper. Behind every policy we write is our commitment to deliver what matters most to them. Among our unique strengths are:- Financial resources that allowed us to pay an average of $71M in claims worldwide every business day in 2008. World-class talent with the know-how to assess vulnerability and underwrite the most complex risks delivered through a local presence that enables us to respond rapidly when unforeseen events occur. Ongoing development of new and industry-leading products and services, along with the ability to develop tailor-made solutions when existing offerings do not meet client needs. An unwavering commitment to customer service excellence and to supporting our clients. With deep resources and commitment, we enable our clients to pursue their goals with confidence. The Chartis brand affirms the importance of our roots as one of the world’s leading insurance organizations. Our name and identity convey our continued commitment to earning trust through innovation. We remain focused on developing new products and managing risk and scale, based on insights derived from an expanded geographic reach that meets client needs in virtually every region of the world. Chartis is taking measured steps to ensure a strong, independent future. At their core, the changes we are making represent a renewal and reinforcement of our commitment to the industry and dedication to customer service.

Company name: Century Insurance Company Limited.
Address: Registered Office and Corporate Office
Lakson Square, Building No.2,
Sarwar Shaheed Road,
Karachi-74200.
Tel: 0092-21-5698000
UAN: 0092-21-111-111-717
Fax: 0092-21-5671665
Email: info@cicl.com.pk
website: http://www.cicl.com.pk
Description: Century Insurance Company Limited, a Lakson Group Company, was incorporated in Pakistan in 1985 as a Public Limited Company and is quoted on Stock Exchanges in Pakistan. It commenced general insurance business in 1989 and since then the company has “Alhamdollilah” maintained continuous growth. The Lakson Group is one of the largest groups in Pakistan with core businesses consisting of packaged goods and services generating sales revenues over Rs. 25 billion per annum. The Group provides employment to over 10,000 persons – it has in its fold 14 (fourteen) Companies of which 7 (seven) companies are quoted on domestic Stock Exchanges.CENTURY has been assigned an Insurers Financial Strength Rating (IFSR) of ‘A’ by JCR-VIS Credit Rating Company Ltd. which signifies “High Capacity to meet Policyholders and Contract Obligations”. The Company has been awarded their highest F&J Ranking of “A+” by M/s. Vital Information Services (VIS). The Company has also been awarded the “Top 25 Companies Award” of the Karachi Stock Exchange (KSE) twice consecutively for 1997 & 1998. CENTURY is a progressive and customer focused Company, growing rapidly by establishing long-term relationships and now stands at the fore-front of insurance industry of the Country. Besides providing traditional coverage like Fire, Marine & Motor, CENTURY also provides covers for Erection All Risk, Contractor All Risk, Personal Accident and in the specialised fields of Engineering Insurance including Machinery Breakdown, Loss of Profit and Fire Risk Management among others.CENTURY has Reinsurance arrangements with M/s. Mitsui Sumitomo Reinsurance Ltd., (Japan), M/s. ARAB Insurance Group, BSC, (Bahrain), M/s. Korean Reinsurance Company, Korea, and M/s. Swiss Reinsurance Company (for facultative arrangements). CENTURY successfully meets the general insurance needs of prestigious local and multinational companies – some of our valued clients includes Citibank N.A., Standard Chartered Bank, Union Bank, Faysal Bank, First Grindlays Modaraba, Fauji Foundation, Colgate Palmolive Company Inc. (USA); Century Paper & Board Mills Ltd., Lakson Tobacco Company Ltd.(Philip Morris of USA and Rothmans of Pall Mall – UK), McDonald Restaurants (USA), Packages Ltd., Tripack Film, Nestle Milkpak Ltd., Tetrapak Pakistan Ltd., Dadex Eternit Ltd., (Wavin Group of Netherland), Coca-Cola Beverages, Clover (Pakistan) Ltd. (Kraft General Foods Inc.-USA), Tetley Clover (Pvt) Ltd.(Tetley Overseas Ltd., England), and Siemens Pakistan Engineering. Co. Ltd. Mashallah, the consistent progressive journey of your Company, which started in the year 2000, is continuing which is evident from the fact that by the end of this year your Company’s gross premium is expected to grow by over 500% - during the short span of 3 years. With a team of highly competent and motivated insurance professionals, CENTURY spells security and dependability for its valued clients. The growth of the company has been achieved through personalised excellent service to our valued clients and a VISION focused on the following:-
Provide unparalleled quality service to the clients.
To become the company of choice to our Clients, Shareholders and Employees.
To provide excellent financial returns to the shareholders.
Company culture should be known for integrity and ethical behavior.

Company name: Atlas Insurance Limited
Address: 3-Bank Square,
Shahrah-e-Quaid-e-Azam ,
Lahore
Phone: 0092 (042) 37320542-43, 37322271 & 73
Direct: 0092 (042) 37234757, 37314241
Fax: 0092 (042) 3723-4742
Email: : info@atlasinsurance.com.pk
Website: http://www.atlasinsurance.com.pk
Description: The Atlas Insurance Limited (Formerly Muslim Insurance Co. Ltd) was founded in 1934 by Dr. Sir Mohammad Iqbal and is the oldest insurance company in Pakistan. Atlas Insurance made steady progress and became one of the leading company in the field of life insurance in the country. Unfortunately, it came under Government appointed management from 1961 to 1979. In the mean time, the life business was nationalized in 1972 and the company lost major segment of its business. Later in the year 2006, the name of the company has been changed from Muslim Insurance Company Limited to Atlas Insurance Limited. Atlas Insurance Limited (AIL) is providing efficient service to its clients and also paying good dividends to its shareholders regularly. The equity of the company has grown from Rs. 1.6m in 1979 to Rs.747.963 million in 2009. Investments at cost have grown from 3.4m to over Rs. 558m. In 1996 the company paid one of the largest single claim in the country of over Rs. 380.0m which speaks of the inherent strength of the company and the satisfactory re-insurance arrangements. The company enjoys full support and backing of the Atlas Group and has re-insurance arrangements with world renowned re-insurers like Swiss-Re, Hannover-Re, Tokio Marine & Nichido Fire Insurance, Sompo Japan Insurance Inc. AIL was also assigned a Financial Performance Rating of 7 on a scale of 1-9 by the world renowned Credit Rating Agency, A.M. Best Company of New Jersey, USA. To provide prompt and efficient service to clients AIL has developed a branch network all over the country. It has also developed team of professionals always striving to excel in service. In line with the Atlas Group philosophy and commitment, Atlas Insurance is being managed in accordance with good international practices and entrepreneurial norms and customs as followed by the reputable international insurers. Atlas Insurance Ltd is a financially sound and a professionally managed company and has been awarded the "KSE Top 25 Companies Award 2005", the only insurance company selected for this prestigious award. The company was also adjudged as one of the "Top 5 companies" in the financial sector by a joint committee of the Institute of Chartered Accountants of Pakistan (ICAP) and the Institute of Cost & Management Accountants of Pakistan (ICMAP) and was awarded the "Best Corporate Report Award 2003". PACRA (The Pakistan Credit Rating Agency), an affiliate of Fitch Ratings Ltd, London, has upgraded Atlas Insurance Financial Strength (IFS) rating "A+". The rating denotes strong capacity to meet policyholder and contract obligations, while the risk factors are moderate, and the impact of adverse and economic factors is expected to be small.

Company name: Pakistan Reinsurance Company LTD.
Address: PIC Towers, 32-A, Lalazar Drive,
Off M.T. Khan Road P.O.Box No.4777,
Karachi, Pakistan
Phone: 009221-9202915 / 9202908 / 9202909 / 9202910
Fax: 009221-9202921
URL: http://www.pakre.com.pk
Email: pic@khi.compol.com

Company name: Trakker Direct Insurance Ltd
Address: 172-B Tariq Road,
2nd floor, Najeeb Centre, Karachi - View Map
To call us, please dial 0092-21-432-2555
To call our call center, dial 0092-21-111-000-301
To fax us, use 0092-21-432-2515
Email: insurance@trakkerdirect.com
http://www.trakkerdirect.com
Description: Trakker Direct Insurance Ltd.(TDI) launched its operations in July 2005 as Pakistan’s first insurance company which aims to provide the high standards of service through direct selling. We aim to provide superior and hassle-free risk management services to our clients through. A call centre - operative 24 hours a day and 7 days a week for round the clock claim intimation and policy. - Customer satisfaction by settling claim issues & pre-repair task within 48 hours. - Fastest claim processing and settlement. - Free C-track (Secure) Services for ultimate security of your vehicle against theft / snatching. - Maintaining ethical and professional standards internally and aiming to sustain healthy business relations with its group companies. Trakker Private Limited (TPL), the pioneers in Satellite Vehicle Tracking and Fleet Management solutions in Pakistan. TDI’s corporate philosophy ensures a hassle-free claim settlement experience which exhibits speed, convenience, reliability and high standard of customer service. We have a set of pragmatic core values which are reflected in our attitudes, decisions and behavior. We value honesty. We adhere to the highest ethical standards and aim to give utmost importance in carrying out business with honesty, truth and precision. We endeavor continually to improve, in order to meet and exceed the highest expectations of our customers, business colleagues and co-workers. We teach and encourage our people to improve performance keeping customer satisfaction and convenience foremost. We value the concept of "No Compromise" in all things we do, be it providing timely and stress-free claim settlement experience to our customers or being available to their needs and requirements, even at 2 in the night. Therefore, we strive to communicate clearly TDI’s ambitious objectives and our team’s personal and combined objectives. Performance is then evaluated against all these objectives, in order to make sure that our customers’ don’t have to compromise at any stage of the process.

Company: Postal Life Insurance Pakistan
Address: Director General
Telephone No: 0092-51-9260179
Facsimile: 0092-51-9261570
E-Mail:  dg@pakpost.gov.pk
website: http://www.pakpost.gov.pk/financial/pli.html
Addl Director General (Operations)
Telephone No: 92-51-9260016
Description: Postal Life Insurance is the oldest organization of its kind in the Subcontinent. Established by the British Raj in 1884, initially to assure the lives of postal mail runners, its services were gradually extended to other government employees as well. Nonetheless, its benefits were not available to general public until 1947. After independence Postal Life emerged as a key player in life insurance business and offered its services to every one. Postal Life Insurance is the brain child of Ministry of Finance. Pak Post serves as its agent. However Director General Pakistan Post is exclusively responsible for managing, organizing and controlling its operations and marketing its various products. Postal Life is exempted from corporate and income tax. All the money generated is invested in Post Office Insurance Fund controlled by the Ministry of Finance. Pak Post gets a return at the prevailing government investment return rates. This policy ensures security of fund, attractive return and increased public confidence. Postal Life has an unbeatable presence in the rural areas due to extensive network of post offices. Every post office serves as its outlet. This gives Postal Life an enormous advantage over its business rivals and helps to offer a wide range of insurance policies to customers at the lowest premium while ensuring highest bonus on their investment. For purchasing a policy any local Assistant Director Postal Life Insurance could be contacted in Pakistan. Officers of the Assistant Directors PLI are mostly located in General Post Offices. For query, clarification or settlement of claims, Assistant Directors PLI are the focal points. Deputy Director General Agency Functions deals with the subject at Pakistan Post Headquarters G-8/4 Islamabad. Phone  92-51-9261571. For those who are working abroad can purchas PLI Policy during their visit to Pakistan. Details of Assistant Directors PLI are available at Contact PLI Field Offices.

Company: National Insurance Company Limited
Address: Head Office
NICL Building.
Abbasi Shaheed Road,
Karachi, Pakistan.
UAN: 0092-111-642-642
Email: info@nicl.com.pk
http://www.nicl.com.pk
Description: National Insurance Company Limited was incorporated in Pakistanon 31st March 2000 as an unquoted public limited company under the Companies Ordinance 1984 through NIC (Reorganization) Ordinance 2000.

Major Objectives of National Insurance Company Limited
» To provide insurance cover to the Government/Semi Government organizations at economical cost.
» To reduce outflow of foreign exchange by reducing dependence on reinsurance abroad

» To make significant contributions to public exchequer by payment of taxes & dividends.
» To make prudent investments in public as well as private sector in order to obtain maximum returns.

Functions of National Insurance Company Limited
» The major function of the Company is to insure public properties
» To build sufficient reserves to increase risk retention capacity
» To insure properties other than public properties as and when directed by the Federal Government
» To advise the Government Departments on issue of risk management to adequately protect their assets at minimum cost
» To transfer surplus funds after meeting all management expenses, to the government exchequer

Insurance coverage is being provided in the following areas:
» Fire and Property Damage
» Aviation Hull
» Marine Hull
» Marine Cargo
» Credit Risk and Surety ship
» Motor
» Liability
» Workers’ Compensation
» Accident and Health
» Engineering / Miscellaneous
» Agri Loans (New)

Company: American Life Insurance Company (Pakistan) Limited
13th Floor Dolmen Executive Tower ,
Block 4,Clifton, Karachi 75600.
Email. alico@cyber.net.pk
http://www.alico.com.pk
Description: To build value for our policy owners, field force, employees and shareholders, by providing quality products and services through multiple distribution channels for the Pakistani market and through investing in Pakistani financial institutions, thereby serving the Pakistani people.

Company: Beema Pakistan Comany Limited
Address: Head Office Address:
412-427, 4th Floor, Muhammadi House,
I. I. Chundrigar Road, Karachi.
P. O. Box 5626
Tel: 0092-21-2429530-33
Fax: 0092-21-2429534
Email:Info@beemapakistan.com
website: http://www.beemapakistan.com
Description: Beema Pakistan is a fast paced general insurance company committed to provide real Insurance solutions to the customers. In order to put our best expertise at the disposal of the market we are looking for dedicated professionals who can contribute to streamline our efforts to provide real & innovative insurance solutions to our customers and achieve our organization and societal goals. We firmly believe that every organizational achievement is a result of effective teamwork and this is the only thing that will take us to the new heights of success. Hence, we are interested in individuals of high caliber, integrity and dedication, who can join us on this endeavor. Their contributions reflect a wide range of roles and responsibilities, including management, underwriting, claims, actuarial, marketing, accounting, information technology, human resources and administrative support. Joining the work force of Beema Pakistan offers candidates the opportunity to utilize many distinct skills and qualities. We seek self-starting individuals with lots of creativity, strong analytic, interpersonal, and communication skills with an underlying phpiration to explore, learn and grow. We target individuals who thrive on success in a culture where setting new standards is part of every-day work.

Company: Habib Insurance Company Limited
Address: 1st Floor, State Life Building No. 06, Habib Square, M.A. Jinnah Road,
Karachi, P.O. Box No. 5217, Pakistan.
U.A.N. No.: 0092-21) 111-03-03-03
Tel No.: 0092-21) 242-4030/38/39
Fax No.: 0092-21) 242-1600
E-mail: info@habibinsurance.net
website: http://www.habibinsurance.net
Description: Habib Insurance was established in 1942 in Bombay, India with a paid-up share capital of Rs.2.5 million. After independence, Habib Insurance moved to Pakistan and then become a more prominent name in the insurance industry. In 1972, the group had to face a major debacle; the Government of Pakistan nationalized the life insurance business of Habib Insurance. Later in 1974, the renowned Habib Bank was also nationalized. Even with this major setback, the group had stayed focused in general insurance business. Today by the Grace of Almighty Allah, Habib Insurance is among the top 10 general insurance companies in Pakistan. Habib Insurance is known as one of the best-managed companies in Pakistan. Due to its prudent underwriting policy, Habib Insurance has always ostensibly rendered profile with a consistent increase in bottom-line. A measure of the company’s performance can be gauged from the fact that it has paid back to its shareholders cash dividends and bonus shares in excess of two hundred times their original investment. Habib Insurance also has reinsurance arrangements with leading reinsurance companies of the world including Hanover Re - Germany, Mitsui Sumitomo - Ireland, Toa Re - Japan, Korean Re - South Korea, Labuan Re - Malaysia etc. The Karachi Stock Exchange in 1981 instituted an award for the top 25 companies listed. Habib Insurance has been eulogized for its outstanding performance and has won this award eleven times, for nine consecutive years from 1981-1989, then in 1993 and in 1997.

Company: Shaheen Insurance Company Limited Company
Address: 10th Floor, Shaheen Complex,
M.R. Kayani Road, Karachi
Tel. #0092-21-2630370-75 2213950-51, Fax # 2626674
E-mail: info@shaheeninsurance.com
website: http://www.shaheeninsurance.com
Description: Shaheen Insurance is a project of Shaheen Foundation set up by Pakistan Air Force and was incorporated as a public limited company in 1996 under Companies Ordinance 1979 and is involved in general insurance business. We are a public limited company and are listed at all the three stock exchanges of Pakistan. Our initial paid-up capital was Rs.20 million and at present has further grown to Rs.175 million in different phases. Our equity base is increasing every year since started our operations. Since its inception, the Company’s performance remained excellent despite various ups & downs faces in its infant age. The Company is run by a team of professionals and is one of the most well managed companies in the market. Despite the fact that we are a relatively new company we have a very impressive list of corporate and multinational blue chip clients on our book. In the brief span of 9 years we have built up a good image in the market. Hollard insurance, our major shareholders take very keen interest in our strategic management and formulation of our future plans. We are optimistic about our future business prospects and strongly feel that our company will grow substantially in the years to come because of the positive economic climate and also because of the active support of the shareholders, clients and re-insurers. Shaheen Insurance proven as one of the most reputable and brightest names in the insurance sector since it started operations and its sustained growth over the last half a decade has secured a place among the “Top Ten” insurers of Pakistan in terms of gross direct premium base. The small and well knit Shaheen team offers its personalized and efficient services to all its valued clients because it strongly believes that a satisfied claimant is the most effective advertisement for an insurance company. Shaheen Insurance has the unique distinction of being jointly owned by the prestigious institutions of Pakistan and a multinational insurance company from South Africa. Its major sponsors include, Shaheen Foundation (PAF), First Capital Securities group from Pakistan and Hollard Insurance from South Africa. The financial strength and backing of our sponsors places Shaheen Insurance at par with any of the other insurer and ensures our long term stability. Almost 96% of our shareholding is with three major sponsors whereas the shareholding constitutes as follows:
Shaheen Foundation, (PAF) 32%
Worldcall Group 32%
Hollard Insurance of South Africa 32%
General Public 04%

Company: United Insurance Comapny of Pakistan
Address: 1st Floor, Nizam Chambers,
7 - Shahra-e-Fatima Jinnah, Lahore,
Pakistan.
Telephone:0092-42) 36361471, 36315091
0092-42) 36371420, 36311078
U.A.N.: (042) 111-000-014
Fax: 0092-42) 36375036 - 36304350
E-mail: uicp@theunitedinsurance.com
http://new.theunitedinsurance.com
Description: Company was established in the year 1959 and commenced General Insurance business from January, 1960. United Insurance is the only and First Insurance Company of Pakistan doing Crop Insurance and Livestock Insurance. (which have the reinsurance arrangement also). It is a public limited company listed in Karachi Stock Exchange (Guarantee) Limited. Its directors hail from various vocations & professions. Treaty arrangement can easily assume any single risk up to the value of Pak Rs.456.000 Million and it is certified by the Securities & Exchange Commission of Pakistan. Insurance Association of Pakistan has made various tariffs and the Company. as a member follows them in respect of insurance policy, wording, premium rating and rules and regulations.